The Process
What to Expect
From application to closing, here's how we make your mortgage experience smooth and stress-free.
Insight Loans prides itself on giving personalized service unlike any of our competition. We have been named a "Top 10 Lender" for Customer Satisfaction by LendingTree multiple times. Our entire staff averages 10+ years of mortgage experience and has originated and closed billions of dollars of mortgage loans.
Purchase
Insight Loans offers a "Quick and Easy Pre-approval" process that enables you to get Pre-approved quickly so you can start shopping for a home. All we need are a few documents faxed or emailed and we can have your Pre-approval Certificate in your hands within hours. Ask your Insight Loan Officer today for details.
Refinance
Insight Loans will do an in-depth analysis of your current mortgage situation compared to the current market rates to determine if refinancing makes sense for you. Our Loan Officers will explain the potential savings and how long the break-even period would be.
Step by Step
The Mortgage Process
Application
Complete a mortgage application with one of our experienced loan officers. We will review your financial situation and recommend the best loan options.
Pre-Approval
Receive a pre-approval letter within hours so you can shop with confidence knowing exactly how much home you can afford.
Processing
Our processing team verifies all documentation, orders the appraisal, and prepares your file for underwriting.
Underwriting
An underwriter reviews your complete file to ensure it meets all guidelines and issues a conditional approval.
Clear to Close
Once all conditions are satisfied, you receive a clear to close and closing documents are prepared.
Closing
Sign your closing documents, receive your keys, and officially become a homeowner!